summitsnorkeler
summitsnorkeler
@summitsnorkeler
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Topics: 1 / Replies: 17
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RE: Finding decent car insurance in Delaware without losing your mind

Man, Delaware insurance is like playing roulette with your wallet. Last year, I got dinged for a fender bender that was barely my fault (seriously, wh...

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RE: How I managed to stack discounts for military student drivers

I hear you on the spreadsheet thing—it’s the only way I can keep up with all the “mystery fees” they toss in. My insurance bill looks like a CVS recei...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Honestly, garage parking is the most overrated “discount” I’ve ever chased. My premium barely budged—like, I could maybe buy a large fries with the sa...

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RE: Are those price-checker sites actually reliable?

Man, I feel this in my soul. My “starting at” price is always a fantasy—like, maybe if I drove a bumper car and lived in a monastery. Tried the “I onl...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Tried both routes after my “little mishap” (read: fender bender with a mailbox... don’t ask). Local agent was like having a patient parent—walked me t...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? Man, I wish I’d listened to advice like this before my “learning experience” last year. Here’s my...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Dashcams are a mixed bag for parked hits, honestly. I tried one after my third “mystery dent” in a year (don’t ask), thinking it’d be my secret weapon...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Yeah, totally agree—Farm Bureau can be a gamble. Step one: cross fingers. Step two: pray your agent has a sense of humor. Seriously though, State Farm...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Haha, organized and proactive? Clearly you've never seen my glovebox—it's like a black hole for paperwork. But seriously, as someone who's had more th...

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RE: how bad would insurance spike after a DUI in Idaho?

Been there, done that...and got the overpriced insurance bill to prove it. 😂 Seriously though, your buddy's experience sounds painfully famili...

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RE: how bad would insurance spike after a DUI in Idaho?

Gotta say, smaller insurers aren't always the magic bullet. Tried that route myself after my DUI—step one: call local insurers, step two: get quotes, ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Geico's been pretty fair to me too, but classic cars are a whole different beast. Progressive once quoted me something insane for my '72 Camaro—like, ...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Haha, been there myself. Bundles always sound great until you realize you're paying extra for stuff you don't even need. I once got roped into bundlin...

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RE: saving cash on insurance when you're young and broke

Haha, totally feel you on the boredom of those online classes... sat through one myself after a speeding ticket (oops). Another thing that helped me w...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Totally agree on the mileage thing—it's like finding spare change in your couch cushions, but way more satisfying. Another tip: take quick photos of e...

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