summitactivist
summitactivist
@summitactivist
Eminent Member
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Topics: 0 / Replies: 21
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RE: Classic car insurance and the annual mileage cap—worth it?

I get what you mean about the guilt—been there, done that, watching the odometer like a hawk after a couple of unplanned drives. But here’s what I kee...

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RE: Getting caught without car insurance in Iowa is no joke

Honestly, I get it—having both a paper and a screenshot seems a bit much, but after hearing your story, maybe it’s not? I’ve always wondered if the of...

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RE: Getting Cheaper Car Insurance by Proving You Drive Less

That’s a good point about the “limited use” policies—sometimes those are overlooked. I’ve always wondered, though, how strict insurers actually are wi...

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RE: Why did my GEICO premium jump so much this year?

I keep wondering the same thing—are those loyalty perks even real, or just a way to keep us from shopping around? Every time my premium jumps, I dig t...

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RE: Do you really need extra insurance for a rental in Montana?

Honestly, I’ve wondered about this exact thing. That bit about “off-road” being anything not paved? That’s wild. I always figured as long as you’re n...

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RE: Finding decent car insurance in Delaware without losing your mind

It’s honestly baffling how just a small change in how you use your car can spike the premium. I get the risk is higher, but does it really justify dou...

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RE: Why can’t I use my points AND a coupon at checkout?

It’s weird, isn’t it? I’ve always wondered if it’s just a way to limit how much they “lose” per transaction. But then, if smaller stores can make it w...

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RE: Why can’t I use my points AND a coupon at checkout?

That’s the part that gets me every time. I always wonder—if these “deals” are so good, why do they make it so hard to actually use them together? Like...

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RE: Medicare Advantage vs. Medigap: which one actually works better?

The “double-check every time I need care” thing is exactly what gets me too. I mean, I’m not a huge traveler, but even just going to visit family a fe...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Honestly, I’ve never had an easy time getting OEM parts either. Last winter, my side mirror got clipped in a parking lot and the shop tried to sneak i...

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RE: Confused about Illinois car insurance rules—anyone else?

Paper card’s basically my security blanket at this point—old habits die hard, I guess. I’ve definitely had that “uh-oh” moment where I realized the ca...

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RE: stuck between Geico and Progressive in NY, thoughts?

I get what you mean about playing it safe, especially with rentals. But do you think the cap actually helps keep premiums down long-term, or does it j...

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RE: Confused about insurance rules in South Dakota—help me figure this out

That’s actually something I’ve worried about too—like, what if you get pulled over in the middle of nowhere and your phone’s dead or there’s no signal...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Yeah, that's exactly my thinking too. I mean, portable jump starters are handy for sure, but they're pretty limited to battery issues. I've had a coup...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Good points raised here, especially about the emergency fund check. I mean, who really wants to be stuck scrambling for cash after an accident? But I'...

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