streamer81
streamer81
@streamer81
Active Member
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Topics: 0 / Replies: 11
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RE: Choosing between basic liability and full coverage for your first car—what did you go with?

I get that, but isn’t there more to it than just the payout? Like, what about if you get in an accident and can’t afford repairs out of pocket? Even w...

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RE: Do you really need extra insurance for a rental in Montana?

I totally get the stress part—insurance stuff always seems way more complicated than it should be. I’ve never had a rental company push back on a clai...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

That’s fair, but does bundling ever make it harder to switch providers later? Like, if you’re on your parents’ policy and want to go solo, is it a has...

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RE: Things I wish I'd known before picking my first insurance

Honestly, the exclusions thing is what’s tripping me up right now. I keep thinking “I’m covered for everything!” but then there’s all these random exc...

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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

Honestly, I kind of feel the opposite sometimes. I’m new to all this insurance paperwork, and the digital stuff actually makes me less anxious than de...

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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

I get what you mean, but honestly, paper feels less stressful to me. I know it’s old-school, but at least I can see it and hold it. Tech issues make m...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

I’ve been looking into this too, since I’m just about to get my first policy. It’s wild how much the minimum covers vs. what things actually cost afte...

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RE: Getting that student discount on car insurance… not as easy as I thought

I totally get the frustration. I tried to get the discount too and got stuck at the “official transcript” step. Honestly, feels like they make it har...

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RE: Finding decent car insurance in Delaware without losing your mind

Never really thought about classic cars, but that’s a good point. I’ve only looked into regular coverage so far, and honestly, the online quotes seem ...

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RE: How I managed to stack discounts for military student drivers

Honestly, I’ve been wondering the exact same thing. Just got my first policy and it felt like every person I talked to had a different answer about wh...

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RE: Why Is PIP Mandatory In Some States But Not Others?

I keep going back and forth on this. I get why PIP could be a good safety net, especially if you end up in a weird spot with your health insurance. Bu...

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