Car insurance discussions and local services.
stormb79
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Topics and replies this member has contributed.
RE: Running out of gas and waiting forever for help
Honestly, I get the insurance angle, but I’d rather have a can in the car all the time. Maybe it’s just me, but after getting stuck once at night with no cell service, I’d rather risk a faint gas smell than be stranded a...
RE: Things I wish I'd known before picking my first insurance
Honestly, I was in the same boat - just wanted to get it over with and didn’t even think to ask about rental coverage or what happens if someone hits me and takes off. Looking back, I wish I’d grilled them on how claims ...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Yeah, that’s the kicker. They reel you in with the “bundle and save” thing, but sometimes the savings barely cover a couple of fast food runs. I did the math once and realized my so-called discount was almost wiped out b...
RE: How I managed to stack discounts for military student drivers
I get what you’re saying about hard copies, but honestly, I’ve just kept PDFs on my phone and never had an issue. Maybe I’ve just been lucky with my insurer? Still, color-coding stuff is a smart move - digging through a ...
RE: Confused about Illinois car insurance rules - anyone else?
Rental car coverage is one of those things you don’t think about until you’re stuck in a rental Corolla that costs more than your actual car payment. I learned the hard way last year after a fender bender - my “generous”...
RE: Confused about insurance rules in South Dakota - help me figure this out
Honestly, the whole OEM vs aftermarket thing drives me nuts. Insurance always acts like it’s “just as good,” but then you end up with a door that looks like it came from a different decade. South Dakota’s rules don’t mak...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
I totally get where you’re coming from. When I first started driving, I went with the lowest deductible I could afford. Peace of mind was worth the extra $20 a month, especially since I was basically a magnet for shoppin...
RE: Insurance renewal hikes caught me off guard
I get what you mean - it does feel like the deck is stacked sometimes. The car definitely matters, but it’s not the whole story. I used to think switching from a sporty hatchback to a boring sedan would save me a ton, bu...
RE: stuck between Geico and Progressive in NY, thoughts?
Bundling actually saved me a decent chunk when I added renters to my Progressive policy, but it really depends on your zip code and what you’re insuring. Geico’s tech is better, but if it flakes out when you need it most...