sshadow24
sshadow24
@sshadow24
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Topics: 0 / Replies: 17
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RE: Mileage-based car insurance: who’s using it and which company do you like?

That’s the thing—these insurance dongles are built for cars with computers, not classics. Your ’79 is immune to their nonsense, and honestly, that’s a...

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RE: Finding decent car insurance in Delaware without losing your mind

You nailed it. I’ve been burned before thinking my “full coverage” meant what I thought it did—turns out, not so much when my ‘72 Chevelle got dinged ...

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RE: USAA vs State Farm: which claims process is less of a headache?

Honestly, I’ve had more headaches with State Farm than USAA, but neither is perfect. Last year, State Farm lost my estimate twice—felt like I was send...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Honestly, I wouldn’t touch telematics with a ten-foot pole unless you’re forced to. All that “data” just gives insurance more ammo to nickel-and-dime ...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Honestly, I’ve seen this play out way too often. Folks dump thousands into mods thinking it’ll boost their payout, but unless you’ve got every last th...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

That’s exactly it—when you’re dealing with something like a classic car, you need someone who gets that it’s not just “a car.” I’ve been burned by the...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

That’s the only way to go if you ask me. Dealers will bleed you dry for every little thing, especially on these newer vehicles loaded with gadgets. Ho...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I get what you’re saying about Houston drivers—“people drive wild sometimes” is putting it mildly. I’ve lived in both Houston and Austin, and my insur...

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RE: Little-known trick with Progressive’s roadside help

I’ll take a dial gauge over those pencil ones any day—those things are about as trustworthy as a politician’s promise. I’ve had the same analog gauge ...

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RE: My insurance nightmare in Rhode Island traffic court

I’ve run into the same nonsense, and honestly, it drives me up a wall. Last year, I got pulled over in my ’72 Chevelle—yeah, not exactly a car you’d e...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Good points about online verification, but honestly, I've found even specialized insurers can be a pain if you're insuring something unique—like my '6...

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RE: saving cash on insurance when you're young and broke

Yeah, I wouldn't let one of those tracker things anywhere near my classic Mustang. The last thing I need is some app judging me every time I give it a...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Yeah, that's exactly it. People often underestimate how quickly those little scrapes and dings add up, especially if you're driving something you genu...

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RE: keeping your vintage ride running smooth on long trips

Gotta disagree slightly here. I've tried both memory foam and gel pads on my vintage Mustang for some pretty epic road trips, and honestly, gel pads a...

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RE: little-known ways to snag cheaper insurance in Alaska

Mileage-based policies are alright, but honestly, I've found agreed-value policies to be the real game changer for classic cars. Regular insurers just...

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