Totally get where you’re coming from. I’ve had similar issues with the big companies—felt like I was just another number. The local agent route makes ...
- I always think about this, especially driving in Florida with all the crazy weather and, honestly, unpredictable drivers. - Bare minimum insurance d...
I get the logic behind making UM coverage mandatory, and I’ve seen too many horror stories about people left stranded after a hit-and-run. Still, ther...
- Been there, honestly. - My experience: switching only paid off when I bundled home and auto. Otherwise, the “new customer” rates were meh or even ...
Yeah, I hear you on the budget plans being a gamble. For me, AAA’s been a mixed bag lately: - Response times are still decent in my area, but the cla...
Yeah, I hear you. That “it won’t happen to me” mindset worked until I got rear-ended in a parking lot. Suddenly, that high deductible felt like a bad ...
- I keep both a paper card and a digital copy, just in case. Had my phone die once right as I got pulled over—talk about bad timing. - The glovebox is...
- Been there, and yeah, those “diminished value” claims are sneaky. - Even if your card says it covers collision, there’s always some weird clause h...
- 100% agree on reading the fine print. - For daily highway commutes, the basic add-on has saved me a couple times—flat tire, dead battery, nothing wi...
Honestly, I’ve had insurance pay out a couple times without too much drama, but it always felt like I had to jump through some hoops. Last year, someo...
Honestly, I get what you’re saying about locals sticking with you, but I’ve seen it go both ways. That’s true, but small shops sometimes just don’t h...
Honestly, I get why people lean toward RCV, but I’m not always convinced the higher premium is worth it for everyone. A lot depends on how old your ro...
Honestly, I get where you’re coming from, but I’ve actually had a bit of luck with the usage-based stuff. Yeah, it’s picky, but after I tweaked my rou...
- Totally agree about the local agent thing—makes a huge difference when you're stressed after a bump. - Had Farm Bureau for a while; claims were slow...
Good catch on the deductible thing, but honestly, sometimes a slightly higher deductible isn't all bad: - Lower premiums upfront can free up cash flo...