spirituality964
spirituality964
@spirituality964
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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, the whole “full coverage” thing is super misleading. I learned the hard way a few years back—thought I was covered for everything, but nope, hai...

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RE: Is Paying For Roadside Help Worth It Or Just Extra?

I get where you’re coming from—been there with a dead battery in the pouring rain, and waiting for roadside was still better than trying to flag someo...

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RE: Classic car insurance and the annual mileage cap—worth it?

- Been there with my old Civic—classic insurance wanted odometer pics at renewal, but never checked in between. - After a fender bender, they did ask ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, I get the worry, but I think it’s easy to overestimate how often that “gray area” actually bites people. Here’s my take: - Most major rides...

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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

Totally agree about reading the fine print—dealers and agents seem to love selling you the same coverage twice. I’ve had similar experiences with glas...

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RE: Do you really need extra insurance for a rental in Montana?

Had a similar situation last summer—rented a car in Bozeman for a road trip through Yellowstone. I skipped the extra insurance, thinking my credit car...

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RE: Classic car insurance and the annual mileage cap—worth it?

CLASSIC CAR INSURANCE AND THE ANNUAL MILEAGE CAP—WORTH IT? - 100% agree on the unpredictability. I tried the mileage cap route a couple years back, t...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

- Gotta agree, Houston’s just a beast when it comes to traffic. - More cars, more chaos—simple math, right? - But honestly, I’ve seen some wild st...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Honestly, I’ve had local agents drop the ball too, so I totally get what you mean about nothing being foolproof. Having digital copies saved me once w...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

- Totally get where you’re coming from. - Insurance folks seem obsessed with paperwork—if there’s even a whiff of someone else being involved, they ...

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RE: My insurance nightmare in Rhode Island traffic court

I've had similar overheating issues with magnetic mounts during peak summer months. A few things I've noticed: - Last August, I was stuck on a long d...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Yeah, brakes can really sneak up on you. Couple months back my Focus decided it needed new tires AND alignment at the same time—goodbye, savings. Cars...

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RE: keeping your vintage ride running smooth on long trips

Had a similar thing happen with my old VW bus a few years back. Broke down around midnight somewhere in Nevada—no cell reception, of course. When the ...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Good point. Had a similar experience myself—barely bumped someone's rear bumper at a stoplight, thought it was nothing until the estimate came back. T...

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RE: Tried temporary insurance coverage—worth it or waste of money?

Yeah, learned this lesson myself a while back. Thought my policy covered rental cars automatically... nope, only liability, not collision. Ended up di...

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