Honestly, I get where you’re coming from. The moment you drop comp, it feels like the universe is just waiting to test your luck. But once your car’s ...

Honestly, I’ve had clients ask me the same thing—why pay for both when the service is basically the same? I ran into this myself last winter. My batte...

Honestly, a lot of people underestimate how hard it is to come up with a few grand out of nowhere when something goes sideways. I’ve seen folks choose...

Telematics programs are definitely gaining traction up here, but I’ll be honest—there’s a trade-off. Like you said, Some folks are fine with the trac...

Bundling is definitely one of the more reliable ways to cut costs, especially in Delaware where rates can be all over the place. I’ve seen people save...

You're spot on about comfort zones—it's really about knowing your own risk tolerance. I've seen clients who swear by high deductibles because they're ...

Geico's generally solid, agreed. But I've noticed their rates can spike unexpectedly after certain claims—especially in California. Curious if you've ...

You're spot on about smaller insurers sometimes offering a more personal touch. I've seen clients who switched from big-name companies to local agenci...