sking57
@sking57
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Topics: 0 / Replies: 20
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RE: Getting caught without car insurance in Iowa is no joke

I get the idea behind snapping a pic of your card, but I’ve actually heard mixed things about whether that flies in Iowa. My cousin got pulled over la...

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RE: Would you risk a higher deductible to lower your insurance bill?

Yeah, I get the appeal—extra cash in your pocket is hard to argue with. Here’s how I look at it: first, check your emergency fund. If you’ve got enoug...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Honestly, I get where you’re coming from. I used to toss most stuff, but then my insurance asked for proof of a repair from months back. Had to dig th...

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RE: Finding decent car insurance deals on the islands—my step-by-step

That about sums it up. I’d add: keep a folder (paper or digital) with every bit of correspondence. When our family wagon got rear-ended last year, hav...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Pay-Per-Mile Insurance: Worth It? Man, I’ve wrestled with this whole pay-per-mile thing too. During lockdown, my van barely left the driveway and I t...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

That’s pretty much my experience too. I usually do a quick three-step thing: call two or three shops, ask for the “out the door” price (including all ...

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RE: bumped someone's car lightly, no visible damage—should I report?

I get where you’re coming from, but I always wonder if there’s a risk in not reporting even the tiniest bump. Like, what if the other person finds a s...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I do the same thing. Here’s how I handle it: 1) Keep registration and insurance in the glove box, 2) Store all the extra stuff (maintenance ...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Totally get where you're coming from. I think upkeep is the key here—deadlines seem kinda arbitrary if the car isn't an eyesore or hazard. My dad had ...

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RE: quick heads-up on Arkansas auto insurance basics

I've heard similar stories, and honestly, it makes me a bit wary too. Insurance companies can sometimes be quick to jump on aftermarket mods as an eas...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

That's true, but honestly, documenting every little ache right away can sometimes backfire. A friend of mine did exactly that—mentioned some minor sti...

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RE: Finally figured out how car insurance works in no-fault states

I've always thought of insurance as a necessary evil—hate paying it, but glad it's there when needed. Here's how I look at it step-by-step: First, thi...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Haha, your step-by-step breakdown is spot-on. I went through something similar last year when my wife and I decided to shop around for car insurance. ...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Yeah, seasonal coverage can be tempting, but Delaware's weather is definitely tricky. One thing I've found helpful is asking insurers about discounts ...

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RE: got caught up in fraud trouble—what happens next?

Good call on the prepaid SIM—never thought I'd need one until my phone died mid-roadtrip. Skeptical at first, but it's cheap insurance and easy enough...

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