Tried telematics too, and honestly had mixed feelings about it: - Loved the idea of saving money, and I did get a decent discount (around 10%). - But...

Haha, exactly! Makes you wonder what their definition of "high-risk" even is. Maybe they're worried about rogue squirrels attacking your pristine pain...

Yeah, insurance fine print can be sneaky like that. A few years back, I almost lent my car to my cousin for a weekend camping trip. Thought I'd double...

- Had a similar experience myself—initially the military insurer was way cheaper. - After about 5 years accident-free, mainstream providers matched or...

- I'd definitely lean towards human reviewers, at least for tricky situations. Algorithms are great for catching obvious stuff like speeding or hard b...