skater41
skater41
@skater41
Eminent Member
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Topics: 1 / Replies: 18
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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Those trackers are a joke out here. I’ve had mine ding me for “hard braking” when a deer jumped out—what else am I supposed to do, just hit it? Honest...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

I get where you’re coming from. I’ve got a couple old Chevys that barely leave the garage, and it bugs me to pay for coverage I’ll probably never use....

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Nailed it. Legal stuff is like fixing a dent—painful, but you know when it’s done. Trust issues are more like rust; once it starts, it spreads and you...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get wanting to save the $20, but honestly, I wouldn’t risk it. Here’s how I look at it—step one, ask yourself if you’d be cool paying your deductibl...

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RE: Why does picking a deductible feel like a weird gamble?

I get where you’re coming from. I’ve had cars for years and never filed a claim, but the one time I did, I was glad I didn’t cheap out on coverage. It...

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RE: Why can’t I use my points AND a coupon at checkout?

I’ve run into this at auto parts stores, actually. Sometimes you can stack rewards and coupons, sometimes you can’t, and it’s never clear why. I get t...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Telematics is a joke for anyone who actually pays attention while driving. I got docked for “rapid acceleration” merging onto the freeway—what, am I s...

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RE: Getting that student discount on car insurance… not as easy as I thought

Yeah, it’s a total mess. I went through the same hoops last year—one company wanted an “official” letter, another just took a screenshot from my porta...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

Honestly, I’ve been in your shoes—insurance roadside worked fine until it didn’t. Here’s how I look at it: 1) If you’re driving a lot, especially in r...

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RE: Would you stick with your insurer for free coffee or movie tickets?

Yeah, Hagerty and the like definitely aren’t for everyone. I ran into the same thing—clean record or you’re out. They want garage storage, super low m...

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RE: How do they actually decide when a car is “totaled”?

Honestly, I think you’re giving adjusters too much credit for caring about the details. Most of them don’t know a coilover from a coffee mug. They’re ...

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RE: Why can’t I use my points AND a coupon at checkout?

Drives me nuts too. I remember last year, I was buying some parts for my ‘72 Chevelle—had a stack of points and a 15% off coupon burning a hole in my ...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Had this happen with my ’72 Nova a couple years back. Parked on the street, someone sideswiped it and took off. Here’s the deal—insurance companies al...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Honestly, I wouldn't even bother with insurance or warranties first. If your EV battery suddenly tanks, step one: get a proper diagnostic from an inde...

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RE: little-known ways to snag cheaper insurance in Alaska

Honestly, mileage discounts aren't something I'd mess around with. My insurer asked for an odometer reading once—caught me off guard. Bundling didn't ...

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