I've found accident forgiveness pretty useful personally, especially since repairs on luxury cars can get pricey fast. But you're spot-on about readin...

You're spot-on with this observation. I've personally compared quotes from USAA against mainstream providers when insuring my luxury sedan. While USAA...

Keeping a paper copy isn't a bad idea, but honestly, modern digital insurance cards usually save offline too. I've had my phone die before, and the ap...

I see your point about roadside repairs, but honestly, I'd rather not risk it. Sure, belts can last longer than 5 years, but age alone can degrade rub...

From my experience on Maui, bundling did help somewhat, but like you mentioned, nothing dramatic. I suspect insurers factor in island-specific risks—t...

Couldn't agree more with this. Insurance companies can really drag things out when there's no clear evidence. Dashcams definitely streamline the proce...

I've been with Geico for a few years now, mostly because their rates worked out better for my car (Audi A6, no rust spots yet thankfully...). But yeah...

Negotiating terms can definitely be worthwhile, though it depends heavily on your insurer and your relationship with them. When I insured my Porsche a...

Had a similar experience myself—spent weeks untangling billing errors after my son's ER visit. Makes you wonder how often these mistakes slip by unnot...