Honestly, I've seen garage parking make a bigger difference than you're suggesting. Had a client recently move from street parking to a locked garage,...

Yeah, commute definitely plays a bigger role than most people realize. Insurers look at accident stats pretty closely, and downtown Jackson traffic ca...

Yeah, that's spot-on advice. Insurers can be pretty unforgiving once they slap that "high-risk" label on you. I've seen plenty of cases where even min...

Yeah, Snapshot definitely makes you hyper-aware of your driving habits, at least initially. But from what I've seen, that heightened caution tends to ...

I get the unease about social media checks, but lenders are mostly concerned with risk. Rental history makes sense—shows consistency in payments. Soci...