Definitely agree with you there—insurance companies do love their fine print. But you're right about accident forgiveness resetting; many insurers I'v...

I get what you're saying about driver preparedness, but honestly, infrastructure plays a bigger role than most people realize. I've handled countless ...

Yeah, voltage testers are underrated for sure. EVs are pretty robust overall, but you'd be surprised how sensitive some onboard electronics can get wi...

Yeah, good call on checking the fine print—Ohio's pretty standard, but I've seen providers here get picky about what counts as "forgivable." Minor scr...

I see your point about peace of mind, but honestly, I've always leaned toward higher deductibles myself. A few years back, I had a minor fender-bender...

The points above are pretty spot-on. From a claims perspective, I've seen plenty of cases where gap coverage saved folks from paying thousands out of ...