Yeah, it’s a hassle, but you’re right—better to have too much paperwork than not enough. I’ve had claims delayed over something as dumb as a missing s...
Couldn’t agree more. When I had to file SR-22, my local agent handled a DMV mix-up in a day. Online’s fine for basic stuff, but for anything messy, I ...
Yeah, I get where you’re coming from. After dropping a chunk of change on repairs for my last car (thanks, random tree branch), I don’t mess around an...
I hear you on the “it’ll never happen to me” crowd—seen it play out more than once. Honestly, with what I pay for my car, there’s no way I’m gambling ...
Been there, done that—once dropped my registration between the seats and nearly lost my mind. Honestly, I don’t trust any app 100%. I always keep a pa...
I get what you're saying, but honestly, paying top dollar doesn't always guarantee smooth sailing either. Had premium coverage when someone rear-ended...
Had a similar issue with aftermarket headlights—total waste of time and money. Between Geico and Progressive, honestly, they're about the same. But ye...
Yeah, totally agree. When I switched from a military insurer to civilian, my rates actually dropped—especially since I bundled with home insurance. Mi...
True enough, but I've found certain luxury brands are picky about gas quality—my Benz definitely runs smoother on mid-grade. Curious if anyone's notic...
Same here—I drive a pretty powerful car now but still find myself braking gently and cruising slower. Guess those boxes do drill good habits into you....
Yeah, totally agree. Had a similar issue myself—lent my Audi to a buddy for a weekend, and when he had a minor fender-bender, the insurance grilled me...
Had both at different points—State Farm when I lived in the city, Farm Bureau now that I'm out rural. Honestly, State Farm was solid for bundling disc...
Yeah, depends on your comfort level with risk. I keep comprehensive on my BMW because hail damage or a cracked windshield can easily run into thousand...
Yeah, comprehensive can be tricky. I drive newer luxury cars, so comprehensive coverage is pretty much a no-brainer for me. But honestly, even with ol...