Car insurance discussions and local services.
shadow_green2773
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Topics and replies this member has contributed.
RE: Would a temporary move during roof work affect a home-auto bundle?
“Unoccupied” and “vacant” don’t have a universal number of days between them; the policy’s definitions and any renovation or vacancy endorsement matter. That’s separate from whether the auto policy keeps its bundle disco...
RE: Do I really need extra insurance when renting a car in VA?
Had a similar experience once - rented a Mustang for a weekend cruise and figured my card would cover anything major. Turns out, it did cover a minor scrape, but when the rental company tacked on “administrative fees,” m...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Funny thing, I’ve seen a guy get his license suspended for a year - everyone still invited him to BBQs. But the dude who “borrowed” a carburetor and never brought it back? He’s basically a ghost now. Paperwork’s annoying...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
I get the frustration with these apps, but I’m not totally convinced the old paper policies were all that great either. Back in the day, I had a ‘72 Chevelle and my agent barely understood what “classic” meant - let alon...
RE: Bundling insurance with USAA: worth it or just hype?
Bundling’s always felt like a bit of a black box to me. I remember when I tried to add my old ‘67 Mustang to my policy - figured it’d be cheaper with everything under one roof, but nope, the premium shot up for all my ca...
RE: Would you risk a higher deductible to lower your insurance bill?
I get that. My old ‘72 Chevelle has more dings than I can count, but each one’s got a story. I’d never bother with insurance for the little stuff - half the time, I just buff it out or leave it as “character.” But once, ...
RE: Finding decent car insurance in Delaware without losing your mind
I get where you’re coming from. I’ve got a ’72 Chevelle that barely leaves the garage, and yet the insurance on it is somehow less than my daily driver. Makes zero sense. Years ago, I moved across town and my rate shot u...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Man, I hear you on the “equivalent” parts. Had a ‘72 Chevelle that needed a new front bumper after a fender bender - insurance tried to stick me with some knockoff that looked like it came from a Halloween costume shop. ...
RE: When Does It Make Sense to Drop the “All-In” Coverage?
That hits home. I remember when I finally dropped full coverage on my old ‘88 Caprice - thing barely ran, but I was still babying it like it was a showpiece. Looking back, I probably could’ve saved a pile by switching so...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
I’ve actually tried the “hail fund” route before, back when I had my old ’72 Chevelle. Figured I’d just stash the comp money in a savings account and roll the dice. It worked for a couple years - until a freak storm roll...
RE: Roadside help added to my insurance - totally worth it?
Had a weird one last year - my '72 Chevelle died on a friend’s long gravel driveway. Called roadside, and the guy on the phone sounded super skeptical about coming out. Ended up having to meet him at the main road with a...
RE: Insurance renewal hikes caught me off guard
That hits home. I remember taking my ‘72 Chevelle out for a weekend cruise, thinking I’d never need more than basic coverage because I babied that car. Then a hailstorm rolled in out of nowhere - dents everywhere, and su...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
Yeah, you're definitely onto something there. When I first insured my '67 Mustang, I went local because the agent was a fellow car nut - thought that personal connection would help. And honestly, it did at first. But whe...
RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID
Man, that hits close to home. Reminds me when I was restoring my old Camaro - spent months hunting down original parts, got it painted this gorgeous metallic blue. Thought I was set insurance-wise, but then a buddy asked...
RE: Quick Tips for When Your EV Leaves You Stranded
Totally agree about smoother driving, though I admit it's tough to resist that instant torque sometimes. Funny thing is, it reminds me of driving my old '68 Mustang - obviously not electric, but the principle was similar...