You're definitely doing the right thing digging into those details. When I insured our old family wagon (nothing fancy like your Corvette, just sentim...

I totally get the paranoia thing. My car doesn't beep, but it has this flashing collision warning that pops up randomly. First time it happened, I sla...

Had a similar headache myself. When my brother deployed, he left his car parked at our place. Regular insurer had no clue how to handle it—kept insist...

Yeah, adjusters can definitely swing things either way. Had a similar experience myself a couple years back. Got rear-ended at a stoplight—didn't seem...

One thing I learned recently—call your insurance and straight-up ask about low-mileage discounts. I work from home now, barely drive except to shuttle...

Tried one of those telematics programs here in Honolulu last year. Here's how it went: first, you sign up and install their little tracking device or ...

That's a decent approach, but honestly, how many of us actually stick to that plan consistently? Life happens, and it's easy to dip into that stash fo...

I learned this the hard way a couple years back when renting an SUV for a family road trip. The rental guy pushed their coverage pretty hard, and I ca...

Yeah, it feels like they're always looking for loopholes or excuses to bump premiums. I had something similar happen when I swapped out my stock wheel...

Mileage-based discounts can be decent, but they're not a silver bullet. If you're young and strapped for cash, here's what I'd do first: 1. Shop aro...