Car insurance discussions and local services.
sarahpupper504
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Topics and replies this member has contributed.
RE: Do you really need extra insurance for a rental in Montana?
Yeah, I totally get where you’re coming from. The “loss of use” thing freaks me out too, especially since it’s not always obvious what’s covered until something actually happens. I had a friend who hit a deer in Montana ...
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
Yeah, totally agree about insurance being tricky... My parents had a huge headache when I started learning to drive. They ended up just adding me to the policy, even though it cost more, because they didn’t want the stre...
RE: How picking a “boring” car turned into a wallet win
I’ve read that a lot of “boring” cars like Corollas and Civics actually get stolen pretty often, just because there’s so many of them and parts are in demand. It’s kind of weird - on one hand, flashy cars draw attention,...
RE: Navigating the maze of senior insurance options
Yeah, I get that. I’m the type who reads the summary, then immediately wants to know what’s hiding in the fine print. Sometimes those “minor” details are actually the gotchas that trip you up later. But I do see how too ...
RE: Confused about insurance rules in South Dakota - help me figure this out
I totally get where you’re coming from - my glove box is a disaster too, and I’m always paranoid I’ll hand over an old registration by mistake. Digital’s way easier for me, but I’ve heard some places in SD still want to ...
RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?
Honestly, I used to think the same - like, why pay extra when I already have health insurance? But after my cousin got hit with a $900 ambulance bill (and her regular insurance barely covered it), I’m starting to see the...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
I get what you’re saying. I’ve seen cars under covers that basically become part of the scenery - like, nobody’s touched them in ages. But if someone actually maintains the cover and swaps it out when it gets gross, is i...
RE: Ever had to deal with car insurance claims in SD? Quick poll
I've actually reopened a claim before, wasn't as bad as I expected. Had a similar issue - insurance said it was just cosmetic damage, but later found out the impact messed up my alignment. Took a bit of back-and-forth, p...
RE: how bad would insurance spike after a DUI in Idaho?
Yeah, good point about shopping around. I've noticed some insurers really hammer you for a DUI, while others seem to factor in other stuff like your driving history or age. Definitely pays to compare quotes before settli...