how bad would insurance spike after a DUI in Idaho?

Bundling can definitely help, but I'd caution against expecting too much relief after a DUI. Insurers typically view DUIs as high-risk events, so even bundled policies might still see a noticeable increase. That said, I've seen cases where bundling softened the blow slightly - maybe 5-10% savings overall. It's worth exploring, but keep expectations realistic and continue shopping around. Smaller insurers or independent agents sometimes have more flexibility to tailor coverage and pricing after incidents like this.

Yeah, bundling might ease things a bit, but honestly, after a DUI, you're probably still looking at a pretty steep hike. A buddy of mine in Boise went through this last year, and even with bundling, his rates jumped noticeably - maybe around 50-60% higher than before. Like you said:

"Smaller insurers or independent agents sometimes have more flexibility to tailor coverage and pricing after incidents like this."

Definitely worth checking out some local places...might find a better deal or at least someone willing to work with you more personally.

Bundling can help a bit, but honestly, it's not always the best route after a DUI. I've seen cases where splitting policies between different insurers actually ended up cheaper. Like you mentioned:

"Definitely worth checking out some local places..."

Sometimes mixing and matching coverage can surprise you.

Yeah, bundling isn't always the magic bullet people think it is, especially after a DUI. I've seen folks save quite a bit by splitting their policies up - auto with one insurer, home or renters with another. Definitely worth spending an afternoon calling around and comparing quotes. And don't overlook those smaller local agencies...sometimes they're the hidden gems that can really soften the blow on your wallet.

Have you checked if your current insurer offers any DUI forgiveness programs or specialized coverage options? Some companies quietly offer these, but you usually have to ask directly. Bundling can be overrated, sure, but splitting policies isn't always cheaper either - depends heavily on your driving record and the insurer's risk appetite. Have you looked into SR-22 requirements yet? Idaho typically requires one after a DUI, and that alone can spike your rates significantly. Smaller local agencies can be great, but don't dismiss the bigger names entirely; sometimes their high-risk divisions have surprisingly competitive rates. Have you tried running quotes online first to narrow down your options before calling around? Might save you some time and hassle...