Car insurance discussions and local services.
sailing499
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RE: Insurance tips for my vintage ride needed
Couldn’t agree more about the Batcave thing. My ‘72 Nova’s lived outside for years - best I can do is a car cover and a steering wheel lock. Insurance folks always push for the “secure garage” discount, but that’s just n...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
Funny you mention that - I actually tried exactly that last year. I drive a classic Mustang (my pride and joy, but also the reason my wallet cries every month), and after a couple of speeding tickets, my premiums shot th...
RE: little-known ways to snag cheaper insurance in Alaska
Bundling worked pretty well for me too, but honestly, the best discount I ever got was when I mentioned my classic car was stored in a heated garage during winter. Agent perked right up and knocked off a bit extra...gues...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
I get where you're coming from on the deductible thing, but honestly, in my experience, a lower deductible doesn't really speed things up - it just reduces how much you pay out of pocket. Had a similar situation a few ye...
RE: stuck between Geico and Progressive in NY, thoughts?
Went through something similar last year when I switched to Progressive. Had a minor fender-bender with my '72 Mustang (ugh...), and their app made uploading pics and tracking the claim pretty painless. Customer support ...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
I feel your pain on that one. Had a similar thing happen with my old '72 Charger. It wasn't flashy or anything, just a solid driver I'd fixed up on a tight budget. Left it parked curbside for literally one weekend while ...
RE: keeping your vintage ride running smooth on long trips
Had a similar experience myself - was cruising down Route 66 in my old Mustang when the fuel pump decided it was done for the day. Roadside assistance said they'd be there "soon," but their definition of soon was about a...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
I get where you're coming from, but I think there's a middle ground here. Blanket rules can sometimes end up punishing responsible owners along with the ones who let their projects become wildlife sanctuaries. A few year...
RE: insurance denied my claim - what would you do?
Couldn't agree more. Learned that lesson the hard way when my old Mustang got rear-ended at a stoplight. Thought my word would be enough...ha. Now I keep photos of everything - paranoid, maybe, but cheaper than another h...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Man, I feel your pain. Had a similar thing happen when a tree branch fell on my '68 Mustang during a storm. Thought I was covered, but nope - turns out "acts of nature" weren't included in my basic policy. Now I triple-c...
RE: is accident forgiveness really worth it in Ohio?
Man, I feel this. Always thought accident forgiveness was just another upsell until I slid my old Mustang sideways into a mailbox one icy morning... mailbox was fine, my pride (and premiums) not so much. Ohio winters kee...
RE: weird fact about registering your car in CT
Yeah, the property tax shock is real - I remember registering my old Mustang here and thinking, "wait, it's HOW much?" And I feel you on those potholes... sometimes it seems like the roads are maintained just enough to k...
RE: does rental car insurance from Farmers actually cover this?
Yeah, rental insurance can be sneaky like that. Last summer, I rented a car for a weekend road trip and thought my Farmers policy had me covered. Ended up with a cracked windshield from some gravel kicked up by a semi - ...