Honestly, paperwork is a pain, but at least it’s predictable. Trust issues? That stuff lingers. I’ve seen people lose friends over a $20 split gone wr...
Honestly, I get the frustration with zip code pricing, but it’s not totally random. Insurers look at claim stats by area, so even a few blocks can swi...
Yeah, the magic 23 cutoff gets everyone. Honestly, I’ve seen parents try everything—report cards, proof of ramen diets, you name it. Most companies ju...
Yeah, that “Period 1” gap is a real headache. Most personal auto policies have a pretty clear exclusion for any kind of commercial use, and insurers a...
Can’t argue with you on the PIP thing—those little details in the fine print love to sneak up on people. I’ve seen way too many folks assume they’re c...
Honestly, I tell clients the same thing—digital is legal in Illinois, but not every cop seems up to speed. I’ve seen too many folks get flustered when...
I get the appeal of saving upfront, snacks are life after all... but don't underestimate how much a smooth claims process matters. Had a client once w...
Had a similar scare with suction mounts—mine popped off randomly on a hot day. Adhesive mounts seemed too permanent at first, but after that, I switch...
Yeah, insulation alone can be hit or miss on longer trips. Had a similar experience with my old Mustang—wrapped the fuel lines, seemed fine at first, ...
Yeah, learned that the hard way last winter... Progressive's separate glass deductible caught me off guard. Geico's straightforward approach seems sim...
Couldn't agree more with this. I've seen plenty of big-name insurers drop the ball when it really counts. But to be fair, I've also seen smaller local...
I've run the numbers for a few clients, and honestly, accident forgiveness rarely pays off unless you're prone to frequent mishaps or have a high-risk...
Farm Bureau can be a bit old-school about discounts—sometimes you gotta call or talk to an agent directly to get the real scoop. Their website is defi...
Yeah, that's pretty much insurance in a nutshell. Lower premiums usually mean tighter rules hidden somewhere in the fine print. Classic car policies e...
Calling can help, sure...but honestly, emails aren't always useless. Written records saved my client once when the insurer "forgot" our phone agreemen...