running_nate
running_nate
@running_nate
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Topics: 1 / Replies: 15
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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

I get the appeal of saving upfront, snacks are life after all... but don't underestimate how much a smooth claims process matters. Had a client once w...

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RE: My insurance nightmare in Rhode Island traffic court

Had a similar scare with suction mounts—mine popped off randomly on a hot day. Adhesive mounts seemed too permanent at first, but after that, I switch...

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RE: keeping your vintage ride running smooth on long trips

Yeah, insulation alone can be hit or miss on longer trips. Had a similar experience with my old Mustang—wrapped the fuel lines, seemed fine at first, ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, learned that the hard way last winter... Progressive's separate glass deductible caught me off guard. Geico's straightforward approach seems sim...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Couldn't agree more with this. I've seen plenty of big-name insurers drop the ball when it really counts. But to be fair, I've also seen smaller local...

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RE: is accident forgiveness really worth it in Ohio?

I've run the numbers for a few clients, and honestly, accident forgiveness rarely pays off unless you're prone to frequent mishaps or have a high-risk...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Farm Bureau can be a bit old-school about discounts—sometimes you gotta call or talk to an agent directly to get the real scoop. Their website is defi...

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RE: lent my car to a friend, insurance got messy real quick

Yeah, that's pretty much insurance in a nutshell. Lower premiums usually mean tighter rules hidden somewhere in the fine print. Classic car policies e...

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RE: insurance denied my claim—what would you do?

Calling can help, sure...but honestly, emails aren't always useless. Written records saved my client once when the insurer "forgot" our phone agreemen...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

Good points, but I'm not convinced telematics alone will ever fully capture how responsible someone is behind the wheel. I've seen drivers who score p...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Yeah, raising the deductible can definitely shift your mindset. I've seen a lot of folks get a bit more cautious after upping theirs—parking further f...

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RE: keeping your vintage ride running smooth on long trips

I'm with you on the soda-can exhaust fix—sounds a bit too MacGyver-ish to me, but hey, stranger things have worked. Personally, I've found that carryi...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I've heard similar stories about smaller providers, but honestly, AAA isn't exactly flawless either. Had a client recently who waited nearly three hou...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

Good points overall, though I'd caution folks not to assume stacking discounts is always straightforward. I've seen insurers get picky about combining...

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RE: short-term car cover: daily rate or weekly package?

Yeah, weekly usually makes more sense. Daily rates seem appealing at first glance, but they add up quick if anything unexpected pops up. Had a client ...

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