Honestly, I started saving stuff like oil change receipts after my last claim dragged on forever. The adjuster wanted proof for every little thing, ev...

That’s the part that gets me every time. I park my car in a garage, drive like a grandma, and still my rates keep creeping up. Last year, my cousin in...

Can’t argue with that. I learned the hard way a couple winters back—phone froze up, couldn’t show my insurance, and the officer wasn’t having it. Got ...

Honestly, I get where you're coming from about the perks being kind of pointless. But I’ll admit, last winter my insurer sent out free tire check vouc...

I hear you. I used to get sucked in by those “free” perks too, but after a year of paying extra, I realized I’d barely used any of them. Like you said...

That “what if” feeling is tough to shake, I hear you. I’m the type who double-checks the seatbelt and still wonders if I should’ve bought the roadside...

Yeah, those telematics can be a double-edged sword. I had one flag me for “harsh braking” when a stray chicken ran across the road—what was I supposed...

I get where you're coming from on the deductible thing, but honestly, I found that raising mine didn't save me enough to justify the stress. Last year...

Yeah, emails saved me big-time once. Had a minor fender-bender last year, and the insurance tried to say I didn't report it in time. Luckily, I'd emai...

Haha, that's exactly how it felt for me too. Had a friend who got hit with a DUI a few years back, and yeah, his rates went through the roof at first....

Totally get where you're coming from. I remember borrowing my brother's car for a weekend trip once and debated temporary coverage forever. Ended up g...

Totally agree with you there. Learned that lesson the hard way a few years back—had roadside assistance through both my insurance and AAA without even...

Glad your experience went smoothly, but honestly, I think you might've lucked out a bit. When I had a minor accident last year here in Oregon, my insu...