I feel you on this one... I had a minor fender-bender last year—totally my fault, backed into a mailbox (don't ask)—and debated forever about filing a...

That's pretty much spot-on with my experience too. Isn't it funny how quickly their tune changes once you drop a little knowledge about your rights or...

Yeah, learned that one the hard way... got a ticket for rolling through a stop sign (barely!) and my rates jumped noticeably. Who knew that little Cal...