Classic Car Insurance and the Annual Mileage Cap—Worth It? That line made me laugh—never thought I’d need a spreadsheet to enjoy a Sunday drive, bu...
Yeah, I see this kind of thing more often than you’d think. On paper, dropping comprehensive coverage on an older car makes sense—especially when you’...
That’s actually a pretty common scenario—folks assume health insurance will pick up the slack, but exclusions and “non-emergency” classifications can ...
That’s the gamble, right? Higher deductible means lower premiums, but if Murphy’s Law kicks in (or a deer does), you’re on the hook for more up front....
That’s a pretty common frustration, honestly. Those classic car policies can look like a steal until you realize how strict the requirements are. The ...
Honestly, the fine print is where they get you every time. I’ve seen people lose “safe driver” discounts just because of a technicality they didn’t ev...
Not all rate increases are about loyalty or lack thereof, though. There’s a lot going on behind the scenes—things like rising repair costs, regional c...
Good points here, especially about liability limits. One thing I'd add is to consider how each company handles premium increases after claims or ticke...
Definitely agree with setting reminders—it's easy to overlook regular maintenance, especially when life gets busy. I'd also suggest periodically check...
That's a valid perspective, but I'd caution against dismissing comprehensive coverage too quickly. Even older cars can rack up repair costs surprising...
Digital proof usually works fine, but rural SD can be tricky—spotty reception, dead zones, you name it. Have you checked if local law enforcement out ...
Haha, as someone who's spent way too many hours staring at insurance spreadsheets, I can confirm there's no "Snack-induced Bear Incidents" column—at l...
Bundling can definitely help, but I'd caution against expecting too much relief after a DUI. Insurers typically view DUIs as high-risk events, so even...
Good points above, especially about documenting everything. I've seen plenty of claims initially denied just because of missing or unclear info. Had a...