robertsnorkeler
robertsnorkeler
@robertsnorkeler
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Topics: 1 / Replies: 16
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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

That’s a valid concern—digital systems aren’t foolproof, and glitches do happen. I usually recommend saving copies of everything locally, just in case...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

That’s a classic scenario—folks are always surprised when the replacement part doesn’t quite match, especially on higher-end vehicles. I’ve seen it go...

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RE: Classic car insurance and the annual mileage cap—worth it?

Classic Car Insurance and the Annual Mileage Cap—Worth It? That line made me laugh—never thought I’d need a spreadsheet to enjoy a Sunday drive, bu...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I see this kind of thing more often than you’d think. On paper, dropping comprehensive coverage on an older car makes sense—especially when you’...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

That’s actually a pretty common scenario—folks assume health insurance will pick up the slack, but exclusions and “non-emergency” classifications can ...

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RE: Deductibles and premiums—what's the real deal?

That’s the gamble, right? Higher deductible means lower premiums, but if Murphy’s Law kicks in (or a deer does), you’re on the hook for more up front....

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RE: My insurance nightmare in Rhode Island traffic court

That’s a pretty common frustration, honestly. Those classic car policies can look like a steal until you realize how strict the requirements are. The ...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Honestly, the fine print is where they get you every time. I’ve seen people lose “safe driver” discounts just because of a technicality they didn’t ev...

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RE: Insurance renewal hikes caught me off guard

Not all rate increases are about loyalty or lack thereof, though. There’s a lot going on behind the scenes—things like rising repair costs, regional c...

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RE: stuck between Geico and Progressive in NY, thoughts?

Good points here, especially about liability limits. One thing I'd add is to consider how each company handles premium increases after claims or ticke...

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RE: Finally figured out how to stop worrying about roadside help running out

Definitely agree with setting reminders—it's easy to overlook regular maintenance, especially when life gets busy. I'd also suggest periodically check...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

That's a valid perspective, but I'd caution against dismissing comprehensive coverage too quickly. Even older cars can rack up repair costs surprising...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Digital proof usually works fine, but rural SD can be tricky—spotty reception, dead zones, you name it. Have you checked if local law enforcement out ...

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RE: little-known ways to snag cheaper insurance in Alaska

Haha, as someone who's spent way too many hours staring at insurance spreadsheets, I can confirm there's no "Snack-induced Bear Incidents" column—at l...

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RE: how bad would insurance spike after a DUI in Idaho?

Bundling can definitely help, but I'd caution against expecting too much relief after a DUI. Insurers typically view DUIs as high-risk events, so even...

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