Honestly, I’ve always thought the same thing. It’s frustrating when you’re careful—like, we park in the garage every night, barely drive during the we...

Honestly, I think people overcomplicate this stuff sometimes. You’re right about the write-up—if you don’t spell out exactly what happened, they’ll ju...

That’s exactly it. I bundled with USAA too, and honestly, the “discount” barely covered the extra hassle when I had to file a claim. The reps were pol...