Yeah, South Dakota’s pretty old-school about this. I’ve seen folks get warnings just because they only had digital proof—doesn’t matter if it’s crysta...
Man, I hear you on that. I’ve seen people come in after a fender bender between rides—like literally just dropped someone off, hadn’t picked up the ne...
I’ve seen that happen—someone gets a tow, and suddenly underwriting wants photos or more info. Usually it’s when the mods are hard to miss, like a lif...
WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? I get where you’re coming from, but I’ve seen a lot of folks overestimate ...
Record-keeping really is a lifesaver. I’ve seen claims get held up for weeks just because someone couldn’t find a basic oil change receipt or proof of...
Those trackers really do make you hyper-aware, don’t they? I’ve seen folks get so anxious about every little ding on their driving score that it almos...
Finding affordable car insurance in Hawaii when you're labeled "high-risk" That’s a question I hear a lot, and honestly, it’s a bit of both. Most i...
Yeah, I get where you’re coming from. I’ve seen folks get stuck in endless phone loops with both companies, especially after a minor accident. Sometim...
It’s wild how much that “missing paperwork” thing comes up. You’d think with everything digital now it’d get easier, but sometimes it feels like the f...
Your checklist is pretty solid—wish more people took the time to think it through like you did. I've seen plenty of folks who just pick the lowest ded...
I see your point about customer service, but one thing I'd add from my experience as a claims adjuster is that the real test comes when you actually f...
You're spot-on about that. I've worked in claims for a while now, and you'd be surprised how quickly one little slip-up can spike your rates. Couple y...
Periodic inspections can feel like a hassle, I get it. But honestly, you've got a solid point about waiting for complaints—it's like playing catch-up ...
You make some good points, but I'd say it's not always so clear-cut. I've handled claims for years, and honestly, I've seen both sides of the coin. Sm...