retro509
@retro509
Eminent Member
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Topics: 1 / Replies: 20
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get where you’re coming from, but honestly, I’ve never bothered calling my insurance for a one-off. In MN, permissive use is usually covered unless ...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

That story about the family with “full coverage” really hits home. I used to think full coverage meant you were set for anything too, until a buddy of...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Yeah, I get that “mountain in your head” feeling. I put off switching insurance for ages because I just assumed it’d be a nightmare, especially with t...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Title: Getting Lost in the Maze of Uber and Lyft Insurance Rules Yeah, the “gap period” is what freaks me out too. I remember thinking my regular ins...

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RE: Do you really need extra insurance for a rental in Montana?

That’s exactly how I feel every single time I’m at the counter. They really know how to crank up the anxiety, don’t they? I’ve rented cars all over Mo...

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RE: Is Paying For Roadside Help Worth It Or Just Extra?

That mileage limit thing gets me too— Been there, and it’s a rude surprise. I mostly commute in the city, so I’ve wondered if the basic roadside throu...

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RE: is accident forgiveness really worth it in Ohio?

From what I’ve seen, most accident forgiveness policies only cover the first at-fault accident per policy, not per driver. When my daughter got her li...

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RE: Roadside help added to my insurance—totally worth it?

Honestly, I get where you're coming from. Most of the time, I just want to get moving again too—doesn’t matter if it’s a fancy BMW or my old Honda. Ro...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Totally get what you mean about the apps. City driving is just chaos sometimes—no way an app can keep up with all the random stuff that happens. I tri...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Yeah, I get that inspections can feel like overkill sometimes—especially if your car's mostly just chilling in storage. But honestly, I've seen enough...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Yeah, learned that lesson the hard way myself. Had a windshield replaced a couple years back and assumed they'd match the OEM glass since I had compre...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Most standard auto insurance policies won't cover battery failures since they're usually considered wear-and-tear or mechanical breakdowns. But you mi...

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RE: saving cash on insurance when you're young and broke

Funny you mention that—I ditched my black box a year ago, and I still drive like my grandma's watching from the back seat. 😂 Honestly though, ...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

I get what you're saying about trusting your gut, but honestly, mine's steered me wrong more times than I'd like to admit...especially when I'm stress...

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RE: bumped someone's car lightly, no visible damage—should I report?

Had something similar happen a couple years ago. Barely tapped another car backing out of a tight spot—checked it out, no visible scratches or dents, ...

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