retro314
@retro314
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I’ve seen this play out with classic cars more times than I can count. Folks think it’s fine to toss the keys to a buddy for a spin around the block, ...

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RE: USAA vs State Farm: which claims process is less of a headache?

Had to file a claim with USAA over the phone last year after a hail storm did a number on my ‘68 Mustang. Honestly, it was pretty painless compared to...

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RE: What happens if your rideshare app is between trips and you get into an accident?

That’s a fair point about the gap in coverage. I’ve seen similar stories—period 1 is basically the Wild West of insurance. I know a few folks who thou...

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RE: Why California’s minimum car insurance might not be enough

I get where you’re coming from, but I’d actually argue that skipping comprehensive or collision isn’t always the best move, even if your car isn’t wor...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I get where you’re coming from—insurance roadside assistance has definitely stepped up its game over the years. For a lot of folks, it’s more than eno...

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RE: Rental car insurance: worth it or just a money grab?

You really nailed it with the point about how confusing the whole process is. I’ve spent more time than I care to admit reading through insurance poli...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I get where you’re coming from—when it comes to classic cars, I’m extra cautious about who’s handling my coverage. I’ve heard mixed things about those...

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RE: Getting that student discount on car insurance… not as easy as I thought

I get where you’re coming from, but I’ve actually had a bit of the opposite experience lately. Maybe it’s just my insurer, but they’ve gotten a lot mo...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I get where you’re coming from. Insurance companies do have a knack for making you feel like you need every add-on under the sun. In my experience, th...

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RE: Little-known trick with Progressive’s roadside help

That’s a pretty accurate comparison. I’ve had my share of “smart” car moments where the tech just gets in the way—give me a carburetor and a wrench an...

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RE: Why can’t I use my points AND a coupon at checkout?

I get where you’re coming from, but I’m not sure it’s all just a ploy to trip us up. A lot of these loyalty programs are probably set up with pretty t...

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RE: Would your insurance hold up if your EV battery suddenly failed?

That’s a solid take—there’s just so much grey area with EV batteries and what’s actually covered. I’ve seen some folks get tripped up by the fine prin...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I get where you’re coming from, but I’ve actually had a different experience with telematics. Sometimes, those trackers can work in your favor if you’...

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RE: anyone else feel like AAA insurance isn't what it used to be?

You might be onto something there. I remember back in the day, calling AAA meant a tow truck would show up before you even finished your coffee. Now, ...

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RE: Little-known trick with Progressive’s roadside help

I get where you’re coming from, but I’ve actually had the opposite experience a couple times. With my collector cars, even the higher-tier coverage di...

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