Totally agree with you there—newer cars seem to panic at the slightest tap. Step one: barely touch bumper. Step two: car sensors freak out like you ju...

Totally agree with you there—location definitely plays a sneaky role in premiums. I moved from Honolulu to a quieter spot on the Big Island last year,...

I gave Snapshot a whirl last year, and honestly, it felt like having my mom in the passenger seat again—judging every brake tap and lane change. Sure,...

Haha, sounds about right. My go-to method is pretty simple: Step 1, call insurer. Step 2, politely ask for flexibility. Step 3, get rejected. Step 4, ...

Had a similar thing happen once—declined coverage, got a flat tire, and spent half my trip sorting it out. Now I'm always tempted, but still usually s...