rayh20
rayh20
@rayh20
Active Member
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Topics: 0 / Replies: 13
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RE: Why does insurance cost more in Houston than Austin or Dallas?

Title: Houston Rates Make Me Miss Austin Prices Man, I hear you on the renewal dread. I moved to Houston from Austin about three years ago, and my in...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Man, I had no clue about that gap either until a buddy of mine got sideswiped while just sitting in a parking lot with his app on. His regular insuran...

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RE: Do you really need extra insurance for a rental in Montana?

Honestly, I’ve wrestled with this every time I rent a car, especially in places like Montana where the roads can get wild. Last year, I skipped the in...

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RE: Finding decent car insurance in Delaware without losing your mind

I get where you’re coming from, but I’m not totally sold on rental reimbursement being a must-have. I skipped it for years and just used my old beater...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I’m with you on the “extras” sometimes being worth it—especially out here where wildlife seems to have a death wish around cars. I used to t...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I totally get where you’re coming from—this stuff can make your head spin. I’ve been in the same boat, running the numbers and then second-guessing ev...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Yeah, that's always the tough part. I've been with State Farm for a while, and honestly, they're fine—nothing amazing, but decent enough. But lately, ...

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RE: Insurance tips for my vintage ride needed

I get where you're coming from, but honestly, sometimes the pros charge way more than it's worth. I've done a bunch of electrical stuff myself—just go...

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RE: stuck between Geico and Progressive in NY, thoughts?

Had Geico for a while, switched to Progressive last year cuz they gave me a better deal at renewal. Honestly, claims-wise they're both decent—had a mi...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Yeah, smaller insurers can be a hidden gem sometimes. I was pretty skeptical at first—figured they'd skimp on coverage or customer service—but honestl...

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RE: insurance denied my claim—what would you do?

Yeah, I get where you're coming from. I'd probably hold off on mentioning regulators too early myself—feels like it could backfire if they dig their h...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

I get your point, but honestly, insurers aren't always that rigid. My sister had a similar scrape, and after shopping around and switching companies, ...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, I totally get your point about unpredictability. I've always been skeptical about paying extra for PIP too—felt like throwing money away each mo...

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