Car insurance discussions and local services.
ray_storm
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Topics and replies this member has contributed.
RE: Running out of gas and waiting forever for help
Quarter tank rule is smart, but honestly, I start sweating if I’m below half. Learned that the hard way during a winter breakdown - gas gauge dropped faster than I expected, and sitting in the cold with no heat isn’t som...
RE: Why does insurance cost more in Houston than Austin or Dallas?
- Moved from Houston to a Dallas suburb myself. Thought I’d see a big drop - nope, barely changed. - My agent said Houston’s flood risk and accident stats are brutal for rates. Dallas isn’t much better if you’re near bus...
RE: What happens if your rideshare app is between trips and you get into an accident?
- 100% agree, it’s a mess. The fact that even someone in claims has to double-check tells you all you need to know. - I get that insurance companies are dealing with new stuff, but honestly, it shouldn’t be this complica...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Yeah, I get where you’re coming from. Here’s my take: - Had a claim with Cincinnati last year - rear-ended at a stoplight. Took forever to get an adjuster out, and the rental coverage barely lasted until my car was fixe...
RE: Rental car insurance: worth it or just a money grab?
- Totally get where you’re coming from. - I’ve seen people try to save a few bucks, then get slammed with a bill for a tiny scratch. - For me, the “peace of mind” thing isn’t just a sales pitch - it’s real, especiall...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Definitely agree - paperwork is a pain, but dealing with insurance after an accident is way worse. Curious, has anyone actually had an insurer deny a claim because someone wasn’t listed? Or is that just an urban legend?
RE: Someone smashed my parked car - deal with insurance or call the cops?
Couldn’t agree more. Here’s my take: - Aftermarket glass is hit or miss. Had one that whistled like a kettle at 60 mph - never again. - If insurance will pay for OEM, why settle? It’s your car, your safety. - Adjusters ...