That’s interesting—never thought about how tricky it gets with older cars. I’m just getting my first policy and honestly, all the apps and instant quo...

I totally get where you’re coming from. When I was looking at quotes, one agent told me even a not-at-fault fender bender from years ago could still b...

Managed To Keep My Safe Driver Discount After A Ticket (Sort Of) I actually had a different experience with the safe driver thing. Got a speeding tic...

That “loss of use” thing tripped me up too. I always thought my credit card would cover everything, but after reading the fine print, turns out it’s n...

Yeah, I’ve been feeling the same way. I just bought my first car and everyone told me to get AAA for “peace of mind,” but honestly, the price gave me ...

I totally relate to what you’re saying about wanting to avoid those “hidden” costs. That line you wrote— —that’s exactly the thing that’s been st...

Yeah, I get what you mean about the gray area. I was nervous about that too when I first signed up. My cousin actually had a fender bender while waiti...

That’s exactly what I’m worried about. I’m new to all this, and honestly, the idea of having to front the money for a rental and then chase down reimb...

Reading your story made me chuckle a bit, because it reminded me of my own "perfectly prepared" moment that went sideways. Last summer, I finally deci...

Definitely learned that the hard way recently. Thought I had collision coverage until a deer jumped out in front of me... turns out I didn't. Now I'm ...

I've been wondering the same thing lately. I'm pretty new to the whole insurance thing and just got AAA last year after my dad insisted it was a lifes...

Totally agree with your take. I debated getting accident forgiveness myself since I'm new to insurance. My sister got it a few years back, thinking it...

I had something kinda similar happen when I first got insurance. My claim got denied and their reason was super vague—just said something about "insuf...

I totally get where you're coming from. When I bought my first car last year, I went through the same dilemma. Ended up choosing a higher deductible t...

Funny you mention that—I actually had the opposite happen. I'm in Fairbanks, and when I moved just a bit outside city limits, my premiums dropped slig...