Independent shops definitely have their perks, but I'd be cautious about parts sourcing flexibility. Had a buddy who went with aftermarket parts to sa...

Good point about the heat issue—I hadn't thought of that. I usually just toss mine in a ziplock baggie and call it good. Learned my lesson after a sod...

Totally agree about stability being key. Had Progressive a while back, Snapshot seemed great till I tapped someone's bumper in a parking lot—rates jum...

Switching can work out sometimes, sure, but I'd be careful generalizing from one good experience. Insurance companies are notoriously unpredictable......

Been there myself, unfortunately. A couple years back, I was driving my old Volvo wagon on a weekend trip, and halfway through nowhere, the alternator...

I get the hesitation around temporary coverage. A couple years back, I borrowed my brother's car for a weekend road trip and decided to grab temporary...

Calling the bank right away is good advice, but honestly, I'd be careful about unlocking it too quickly. Happened to my sister—she verified transactio...

I get why you're hesitant—lawyers aren't cheap and it feels like something you could handle yourself. But honestly, if you're already worried about mi...