Car insurance discussions and local services.
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RE: How bad does a DUI mess up car insurance in Michigan?
Yeah, it’s wild how little swapping cars or adding policies actually helps. I’ve got a buddy who went from a ‘70s muscle car to a total beater thinking it’d drop his rates - no dice. The system here just doesn’t cut you ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, I get where you’re coming from. I’ve always been a bit paranoid about letting anyone else drive my cars, especially the classics. Even if you trust your friends, insurance companies can be real sticklers when it co...
RE: is accident forgiveness really worth it in Ohio?
That’s exactly what bugs me. I had a fender bender years ago, used accident forgiveness, and my rate stayed put for a bit. But a few months later...suddenly my “loyalty discount” shrank and some random admin fee showed u...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
That’s exactly it. I had a ‘72 Chevelle for years - no fancy tech, just me and the road. If I’d had telematics tracking every swerve or brake tap, my “score” would’ve looked terrible, but it was just city drivers cutting...