Car insurance discussions and local services.
psychology656
Discussion activity
Topics and replies this member has contributed.
RE: What happens if your rideshare app is between trips and you get into an accident?
What happens if your rideshare app is between trips and you get into an accident? Yeah, I’ve run into the same thing - one person says you’re covered, another says you’re not, and then the fine print says something tota...
RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
We had a pipe burst last winter and filed a claim with Shelter. Honestly, it really did come down to the adjuster. Ours was super responsive, but a neighbor with Shelter had a different guy and it dragged on forever. I d...
RE: Is gap insurance worth it for new cars in Hawaii?
Yeah, you nailed it - depreciation can sneak up fast, especially with all the salt air and island driving. I remember when we got our minivan, I was shocked how much value it lost in the first year. We put down a good ch...
RE: Why can’t I use my points AND a coupon at checkout?
Honestly, I get wanting to keep it simple, but sometimes I’ll actually ask the cashier to try both - like, “Can you see if the points work after the coupon?” I’ve had it go through a couple times, especially if you scan ...
RE: Why does picking a deductible feel like a weird gamble?
That’s exactly how I feel every time I park at the grocery store. Last year, I went with a higher deductible to save a few bucks, thinking “what are the odds?” - then my minivan got keyed twice in six months. The repair ...
RE: Little-known trick with Progressive’s roadside help
Totally get this. Last winter, our minivan died in a grocery store lot with the kids half-asleep in the back. Privacy was the last thing on my mind - I just wanted us home. But yeah, later I did wonder what they actually...
RE: how bad would insurance spike after a DUI in Idaho?
Yeah, that SR-22 is a pain - my brother-in-law had to get one a couple years back and just watching him deal with the paperwork was enough for me. His rates shot up too, nearly tripled for a bit. After a few years it dro...
RE: Insurance renewal hikes caught me off guard
Totally relate to that paranoia - been there myself. Reminds me of when our family van got rear-ended. At first, I thought we were fully covered, but nope...turns out our rental reimbursement barely covered a compact sed...
RE: Tried temporary insurance coverage - worth it or waste of money?
We usually skip extra coverage, but last summer we rented a minivan for a family road trip and decided to grab temporary insurance at the last minute. Glad we did - nothing major happened, but we did get a nasty windshie...
RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?
Parking lots stress me out too, especially since I’m usually hauling kids around and trying to keep an eye on them at the same time. Last month, I had just loaded groceries into the trunk when this guy started backing ou...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
I feel you on the deductible tweak - I did the same thing last year and it shaved off a decent chunk. Still, every time I drive past those surfers, I wonder if they're onto something...maybe ditching four wheels for a bo...
RE: Tried temporary insurance coverage - worth it or waste of money?
I get where you're coming from with the peace-of-mind angle. A few years back, I borrowed my brother-in-law's vintage Mustang for a weekend trip - beautiful car, but man, was I nervous driving it around town. He'd mentio...