I've noticed something similar. My sister-in-law is active duty, and when she switched to one of those military-oriented insurers, her premiums droppe...

Haha, been there myself—nothing like a flat tire in freezing rain to test a relationship. Good reminder about checking policy limits; knowing exactly ...

I've had experience with both Progressive and Geico here in NY, and I'd echo the point about customer service consistency. Progressive was decent over...

Had a similar experience myself about six months ago. My battery died unexpectedly in a grocery store parking lot, and AAA quoted me over an hour wait...

That's been my experience too—small claims just aren't worth the hassle. Curious though, has anyone noticed if switching insurers resets your "high-ri...

Haha, duct tape definitely has its moments, but for me it's zip ties—once rigged up a loose radiator hose with a couple of those and ended up leaving ...

That's a tough lesson, and I completely agree—coverage details matter way more than just the premium. A few years ago, I almost switched to a military...

Separating funds definitely helps—it's like a mental trick that actually works. I used to keep everything in one checking account, and every time some...

Totally get your point about not going overboard—seen friends do the same thing. But from experience, once you've got kids in the backseat spilling ju...