I'm leaning towards simpler options myself. Been researching Geico vs Progressive for a few weeks now, and honestly, the Snapshot thing makes me hesitant. A friend of mine tried it, and it sounded like a hassle:
- Constantly worried about braking too hard or accelerating too quickly.
- Felt like being graded every time she drove.
- Ended up distracted, ironically making her driving worse.
As someone who's already cautious behind the wheel (maybe overly cautious at times...), the idea of extra pressure just doesn't sit right with me. I'd rather pay a bit more upfront and avoid the anxiety altogether. Plus, I've heard Geico's customer service in NY is pretty solid, so that's definitely a plus in my book.
Still haven't made my final decision yet, but leaning heavily toward Geico for peace of mind reasons alone.
I get the Snapshot hesitation, but honestly, it’s not always that stressful. If you’re already cautious, you might barely notice it... plus, Progressive sometimes comes out cheaper in NY, so maybe worth another glance before deciding.
Yeah, Snapshot isn't too bad if you're already careful. I tried it for a bit during a road trip upstate last summer—honestly forgot it was even tracking me after the first couple days. But one thing to keep in mind: Progressive's customer service can be hit or miss depending on who you get. Geico's always been pretty consistent for me, especially when dealing with claims. Just something else to weigh in your decision...
I've had experience with both Progressive and Geico here in NY, and I'd echo the point about customer service consistency. Progressive was decent overall, but when I had a minor fender-bender last winter, the claims process felt a bit drawn out—lots of back-and-forth calls. Geico, on the other hand, handled my wife's claim quickly and smoothly after she hit a deer upstate. Snapshot wasn't bad, but honestly, the ease of claims handling matters more to me than saving a few extra bucks...
Had a similar experience with Progressive myself. A couple years back, someone backed into my '68 Mustang at a diner parking lot—nothing major, but enough to need repairs. Progressive was alright, but the claims process dragged on longer than I'd hoped. Switched to Geico afterward, and when I needed windshield replacement last summer, it was surprisingly quick and hassle-free. For me, especially with classic cars, smooth claims handling definitely outweighs minor savings...