That “assumed overlap” thing is exactly what tripped me up the first time I bundled with USAA. I remember thinking, “Sweet, one bill, everything’s cov...
You’re not alone there. I’ve definitely handed over an expired card before and had to dig through every compartment for the right one. I started setti...
Been there, and it’s never as quick as you hope. I once ran out of gas with two kids in the backseat—let’s just say “are we there yet?” took on a whol...
Funny you mention the dryer sheets—I’ve heard that trick from a bunch of folks, but I’m never totally convinced they do much. Still, I toss a couple i...
I’ve had both, and honestly, it comes down to how much peace of mind you want. My insurance roadside covered a flat tire once, but they sent a third-p...
Had this exact thing happen at the tire shop last year. I’d saved up a bunch of rewards points from oil changes, and then got a coupon in the mail for...
Yeah, that’s the thing—sometimes the “savings” from a higher deductible just vanish when you least expect it. I tried to crunch the numbers for our mi...
The whole “loyalty penalty” thing drives me nuts. I’ve been with the same company for over a decade, no accidents, and my rates still crept up after I...
I get what you mean about trust maybe being even harder to fix than a record. My cousin went through something like this—wasn’t fraud exactly, but he ...
I used to think accident forgiveness was a must-have, especially with two kids learning to drive. But after looking at how much it tacked onto our pre...
That’s pretty much my dilemma every renewal—do I keep paying for coverage I might never use, or risk it and hope nothing happens? I’ve got two kids an...
I get that nervous feeling too, especially after a close call with a deer on a foggy road outside Bozeman last year. My regular insurance covered it, ...
Tell me about it. The first time a deer ran into my minivan, I was convinced it’d be a “collision” claim. Turns out, nope—comprehensive. My agent expl...
I've had both State Farm and Farm Bureau at different points, and honestly, I think the agent you get makes a huge difference. A few years back, my wi...
Mine used to be a total disaster too, but after fumbling through it during an emergency tire change one rainy night, I finally caved and bought one of...