I hear you on the tech fails. I’ve had my phone freeze up right as I was trying to pull up my insurance at a traffic stop—talk about stress. Paper car...
Losing trust in someone sucks, but honestly, legal stuff sticks around way longer than most folks realize. Points on your license, higher premiums, ma...
I get where you’re coming from. Out here, I’ve had officers who just stare at my phone like it’s a magic trick, and others who don’t care as long as t...
Rental coverage tripped me up too, but after my last accident, I realized how much of a pain it is to be without a car. I’m considered high-risk, so m...
Honestly, I think most people just trust their agent or whatever online quote looks cheapest, but that can backfire. I’ve actually sat down and compar...
Yeah, I had a similar thing happen after a rear-ender totaled my old Accord. I thought all my receipts for brakes and new battery would help, but nope...
Title: Which is better for SR-22 in ND: local agents or online companies? Honestly, I get the worry, but I’ve had the opposite experience. I went w...
Never had a rental company actually explain the insurance stuff in detail—usually just a quick “here’s your keys, sign here.” I’ve always wondered wha...
That’s the part that always makes me sweat. I had a fender bender during Period 1 last year and wow, the back-and-forth between my insurance and the r...
Yeah, insurance feels like a trap sometimes. I’ve had my share of “minor” incidents—one time it was just a scuff on my bumper, barely visible, but I r...
Yeah, totally agree on keeping records. I learned the hard way—my last insurer wouldn’t cover a stereo theft because I didn’t have receipts or pics. A...
Yeah, the OEM vs aftermarket thing is a real eye-opener for a lot of people. I learned the hard way after my last claim—thought I was covered for OEM,...
Progressive does offer agreed-value coverage, but you gotta talk to an agent directly to pin down the exact value. I looked into it briefly for my old...
Had a similar scare a couple years back in Oklahoma. Got caught in a nasty hailstorm on the interstate—no shelter anywhere. Ended up with dents all ov...
Had a similar experience recently... AAA showed up fast, but the guy seemed a bit under-equipped to handle my car's battery issue. Ended up troublesho...