Car insurance discussions and local services.
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RE: Insurance tips for my vintage ride needed
Yeah, totally agree on keeping records. I learned the hard way - my last insurer wouldn’t cover a stereo theft because I didn’t have receipts or pics. Also, some policies have weird exclusions for “classic” cars, so it’s...
RE: stuck between Geico and Progressive in NY, thoughts?
Yeah, the OEM vs aftermarket thing is a real eye-opener for a lot of people. I learned the hard way after my last claim - thought I was covered for OEM, but nope, ended up with used parts on a five-year-old Nissan. Hones...
RE: stuck between Geico and Progressive in NY, thoughts?
Progressive does offer agreed-value coverage, but you gotta talk to an agent directly to pin down the exact value. I looked into it briefly for my old Camaro - rates weren't bad at all, even for someone like me with a co...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Had a similar scare a couple years back in Oklahoma. Got caught in a nasty hailstorm on the interstate - no shelter anywhere. Ended up with dents all over and a cracked windshield. Learned the hard way that liability-onl...
RE: anyone else feel like AAA insurance isn't what it used to be?
Had a similar experience recently... AAA showed up fast, but the guy seemed a bit under-equipped to handle my car's battery issue. Ended up troubleshooting it myself with my own jump starter. Honestly, AAA's still decent...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Yeah, good point - rules can get messy fast. I've seen garages pass city inspections but still leak moisture like crazy. Maybe a simple guideline or checklist paired with some community workshops would do the trick bette...
RE: fender bender: insurance claim vs. handling privately?
True, but settling privately can bite you later if the other driver suddenly claims injuries or extra damages. Been there, done that... I'd at least file a police report to cover yourself.
RE: Confused about CA car registration and insurance requirements
Yeah, CA can be a bit picky about this stuff. You actually need proof of insurance first before you can register your car - no chicken-and-egg here, just insurance first. Your out-of-state policy might cover you temporar...