phoenix_smith
phoenix_smith
@phoenix_smith
Eminent Member
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Topics: 1 / Replies: 18
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RE: WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?

Right? I tried scanning my VIN once and ended up cleaning it with a toothbrush just to get the app to recognize anything. Still didn’t work. The whole...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, it’s wild how complicated they make it. I always wonder if those “one offer per transaction” things are just a way to keep us from stacking real...

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RE: Little-known trick with Progressive’s roadside help

That’s a good point. I’ve heard stories where even small holes or added brackets caused headaches with claims. Insurance companies can be weirdly stri...

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RE: is accident forgiveness really worth it in Ohio?

I’ve noticed the same thing with luxury premiums—they don’t always jump as much as people warn you about. I drive an Audi and after a minor claim, my ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, that part really threw me too. I found out the hard way—my agent basically said “nope” when I mentioned driving for a rideshare, even if I wasn’...

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RE: Are those price-checker sites actually reliable?

Haha, right? I swear, last time I went in for a tire rotation, they tried to sell me a “cabin air filter refresh.” Whatever that means. Price-checker ...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, it bugs me too. I’ve tried at a couple grocery chains and a tire shop—always the same story. You’d think they’d want us to feel like we’re actua...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, it’s definitely not as consistent as it used to be. I had a flat on the highway last fall and waited almost two hours, but my neighbor swears he...

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RE: quick heads-up on Arkansas auto insurance basics

Totally get where you're coming from. It’s easy to overlook the hassle factor until you’re actually driving something way out of your comfort zone. I’...

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RE: Roadside help added to my insurance—totally worth it?

Honestly, that peace of mind is hard to beat, especially when you’re dealing with car trouble in bad weather or late at night. I used to think the ext...

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RE: saving cash on insurance when you're young and broke

Yeah, I hear you on the “cheapest isn’t always cheapest” thing. I used to just go for liability only too, but after my cousin’s car got hit in a parki...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

I kinda see it differently on the “extras.” Like, yeah, —I get the logic, but sometimes those perks are what actually make the difference when things ...

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RE: bumped someone's car lightly, no visible damage—should I report?

I get the nostalgia, but honestly, I'd rather deal with sensor resets than ignore rattles and end up stranded somewhere. My old Corolla was "simpler,"...

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RE: how bad would insurance spike after a DUI in Idaho?

Good to know smaller companies might be more forgiving. Wonder if that's true everywhere or just an Idaho thing? I've always assumed the big guys had ...

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