Man, I’ve had that exact thought. Sometimes I feel like insurance policies are written in a secret code only decipherable by wizards or lawyers. Had a...
It’s wild you mention that, because I had a similar runaround after my cousin borrowed my car. I thought “permissive use” was a standard thing, but my...
That’s exactly what it feels like. I remember once at the grocery store, I tried to use my points and a paper coupon, and the cashier just shrugged an...
That lines up with what I’ve seen. Years ago, my cousin had a minor claim that got flagged as “suspicious” (even though it was just bad luck). Ever si...
Yeah, I totally get that feeling. I used to hang onto full coverage just for the “what if” scenarios, but after my old Civic got rear-ended (not even ...
That story about your friend getting sideswiped really hit home for me. I had something similar happen—someone rear-ended me at a stoplight, and their...
That’s honestly such a good point about jotting down whatever you can, even if it feels useless in the moment. I had a fender bender a couple years ba...
Had a similar thing happen with my car after hail damage. I had a detailed report and photos, but the adjuster still pointed out “old scratches” that ...
That’s rough. I had a similar wake-up call a couple years back. Parked outside during a freak hailstorm, and my “full coverage” didn’t do much for me ...
Funny you say that, because I swear my glovebox eats insurance cards for breakfast. I’ve tried the photo trick too, but last time I got pulled over ne...
Had a similar run-in with my insurance a while back. Had an old Volvo wagon—definitely not a speed demon—but they acted like I was secretly drifting i...
I get where you're coming from. A few years ago, my city cracked down on driveway storage—nothing could sit uncovered longer than a week or you'd get ...
Yeah, I hear you on the deductible thing—it's tempting, but I'm always worried about that one freak accident. A buddy of mine up near Fairbanks tried ...
Haha, so true. Reminds me when I had to get my windshield replaced last winter after a random chunk of ice flew off someone's car... total freak accid...
Yeah, switching mid-claim sounds dicey. My cousin tried it once after a fender-bender, thinking he'd save money... ended up tangled in paperwork and p...