pets682
@pets682
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RE: Confused about Illinois car insurance rules—anyone else?

Totally agree with you guys, classic car policies can be tricky. I went through something similar a couple years ago when I was insuring our old famil...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Totally agree about keeping physical copies handy. Another thing I've found helpful is to keep a quick-reference card in the glove compartment with ke...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

USAA is definitely legit, and from what I've seen, military folks often do get better rates—but it's not always automatic. It really depends on your d...

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RE: Finally figured out how car insurance works in no-fault states

Interesting points, but honestly, from my experience the difference wasn't that noticeable. When I switched from driveway parking to a locked garage, ...

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RE: stuck between Geico and Progressive in NY, thoughts?

I've actually found that going with a smaller, regional insurer can sometimes be better in NY. They often let you choose your own repair shop without ...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

That's a good point about the gravel road scenario—details like that can really trip you up. I've found that insurers often interpret their policies d...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I've always leaned toward higher deductibles too, but I think it's important to run some quick numbers first. Here's what I usually do: I get quotes f...

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RE: Finally figured out how car insurance works in no-fault states

Dashcams are definitely handy, but grainy footage can be frustrating. Had a similar deer scare myself last year—luckily no collision, but it made me r...

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RE: Tried temporary insurance coverage—worth it or waste of money?

Totally agree with keeping comprehensive year-round. Temporary coverage sounds tempting at first glance, but it's easy to overlook the fine print—like...

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RE: Tweaking Insurance Coverage: Worth It to Save a Few Bucks?

I've been down this road myself and totally get why you're considering it. Before you dive in, here's a quick rundown of how I approached it: First, ...

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