paulgeocacher
paulgeocacher
@paulgeocacher
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RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?

That’s the classic car “perk”—looks good on paper, but in reality, it’s a maze of forms and restrictions. I get why they want to keep those cars off t...

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RE: Why California’s minimum car insurance might not be enough

That’s rough—window repairs aren’t cheap, either. I get why people drop extra coverage on older cars, but stuff like that always makes me wonder: at w...

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RE: Why California’s minimum car insurance might not be enough

Honestly, $15k is gone in a blink if you’re dealing with ER visits or anything more serious. I see people surprised by how quickly medical bills pile ...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Honestly, I’ve seen it go both ways. Some carriers are great, but I’ve also had clients run into headaches—especially if there’s any dispute about fau...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

TITLE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR? Honestly, I don’t think it’s just about making things easier for enforcement. There’s p...

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RE: is accident forgiveness really worth it in Ohio?

Not sure accident forgiveness is always the slam dunk people think. In Ohio, rates can already be a bit lower compared to other states, so that $6/mon...

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RE: stuck between Geico and Progressive in NY, thoughts?

Never actually got a surcharge for mods, but I've seen it happen—especially with engine swaps or aftermarket turbos. Insurers get jumpy about anything...

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RE: is accident forgiveness really worth it in Ohio?

I totally get the hesitation—paying for something you hope never happens feels a bit like buying an umbrella when you live in the desert. But those ra...

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RE: keeping your vintage ride running smooth on long trips

Had a similar experience last summer—flat tire in the middle of nowhere. Wasn't thrilled at first, but ended up chatting with some locals who stopped ...

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RE: Quick Tips for When Your EV Leaves You Stranded

Yeah, that's pretty much spot-on. Most portable EV chargers I've seen are bulky, pricey, and barely give you enough miles to reach the next station. H...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

I've seen a few hiccups with auto-pay, but honestly, they're pretty rare. Usually, it's smooth sailing, especially if you're dealing with a reputable ...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Good tip, but careful not to push it too high. Have you checked if completing a defensive driving course could help lower your premium? Some insurers ...

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RE: how bad does a DUI mess up your insurance in CA?

That's definitely true from my experience. Had a client last year who got hit with a DUI, and initially, his insurer nearly tripled his premium. He sh...

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RE: got caught up in fraud trouble—what happens next?

Good advice here, but just curious—did the AG actually speed things up noticeably? I've seen mixed results with that route...banks sometimes drag thei...

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RE: Sneaky Auto Insurance Exclusions You Might've Missed

Yikes, that's a new one for me—never heard of car shows being labeled as "competitive use." Makes me wonder what else insurers might sneak into the fi...

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