Yeah, insurance fine print can really bite you when you least expect it. Had something similar happen a while back—not with lending my car, but borrow...

Did the same thing a couple years back, mostly just to shave a bit off my monthly bill. Honestly didn't expect much from it either, but it turned out ...

Yeah, insurers can be pretty picky about wording. I had a mechanic test-drive my car once after a repair, and he ended up scratching another parked ca...

Defensive driving courses are usually worth it, especially if you're commuting daily. Did mine online over a weekend—pretty painless, saved me a decen...

From what I've seen, yeah, it can linger. Had a friend who filed an SR-22 a few years back, and when he bought a car again, his rates were still highe...

Definitely agree with this. Had a similar thing happen last summer—someone sideswiped my parked car and vanished. Thought I'd have to eat the cost mys...