Yeah, laminating definitely helps. I used to just toss mine in the glovebox too, but after a few months of coffee spills and humidity, it turned into ...

Fair enough, insurers aren't out to get anyone personally, but let's be real—they're also businesses looking to minimize costs. I've dealt with PIP cl...

Switching insurers occasionally shouldn't hurt you much, honestly. I've hopped around a bit myself—always chasing the best rates—and haven't noticed a...

Totally agree, your driving record is definitely the bigger deal. I've moved from Jackson to a smaller town near Tupelo, and my premium barely changed...

Yeah, insurance fine print can really bite you when you least expect it. Had something similar happen a while back—not with lending my car, but borrow...

Did the same thing a couple years back, mostly just to shave a bit off my monthly bill. Honestly didn't expect much from it either, but it turned out ...

Yeah, insurers can be pretty picky about wording. I had a mechanic test-drive my car once after a repair, and he ended up scratching another parked ca...

Defensive driving courses are usually worth it, especially if you're commuting daily. Did mine online over a weekend—pretty painless, saved me a decen...

From what I've seen, yeah, it can linger. Had a friend who filed an SR-22 a few years back, and when he bought a car again, his rates were still highe...

Definitely agree with this. Had a similar thing happen last summer—someone sideswiped my parked car and vanished. Thought I'd have to eat the cost mys...