Car insurance discussions and local services.
naturalist589681
Discussion activity
Topics and replies this member has contributed.
RE: Would you risk a higher deductible to lower your insurance bill?
I get where you’re coming from. I’ve run the numbers a few times, and yeah, the savings with a higher deductible look good on paper. But then I think about my kids accidentally dinging the car with their bikes, or that o...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Best ways to snag insurance discounts in Alaska: driving record vs. bundling? Yeah, those tracking apps are a mixed bag. I tried one for a few months and it dinged me for “hard braking” when I was just avoiding a moose ...
RE: What happens if your rideshare app is between trips and you get into an accident?
I get the urge to save where you can, especially if you’re not driving for rideshare all the time. But I do wonder about that “between trips” window. Like, if your personal insurance covered your fender bender, did you h...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Honestly, I wonder if it depends on how close you are with the people whose trust you lost. Like, if your family or partner can’t look at you the same, does that end up hurting more day-to-day than a legal record? On the...
RE: Car insurance in Wyoming: who actually treats you right?
I get what you mean about keeping all the receipts and photos - it does feel a bit much, but honestly, I’ve been burned before when I didn’t have enough proof. The last time I filed a claim, the adjuster seemed super rus...
RE: Rental car insurance: worth it or just a money grab?
Honestly, I’ve wondered the same thing about “loss of use” - it feels like a hidden fee waiting to happen. Last summer, we rented a minivan for a family trip and I almost skipped the extra insurance because it seemed ove...
RE: Finding decent car insurance in Delaware without losing your mind
Man, I feel you on the “new fee” thing. Every time I think I’m ahead, they sneak in something else. Has anyone actually managed to lower their premium without losing a bunch of coverage? Or is that just a myth? I’m start...