Yeah, picking a deductible always feels like a weird bet to me. I’d rather play it safe and go with a lower one, even if it means paying more every mo...
I totally get where you’re coming from. I’ve had similar run-ins with the big companies—sometimes it feels like they’re just reading off a script and ...
Yeah, the fine print is where they get you every time. I thought accident forgiveness was just a “get out of jail free” card, but turns out it’s more ...
Honestly, I’ve always wondered about that “between trips” gray area. Like, if you’re logged into the app but not actually driving a passenger, does yo...
I get where you’re coming from, but I’ve actually done the opposite with my 10-year-old Civic. Here’s how I looked at it: first, checked the car’s val...
That’s basically how I landed on adding med pay too—my health insurance has a $2k deductible, so a single ER visit after a fender bender could really ...
Definitely been there—first fender bender, heart in my throat, wondering what’s next. Accident forgiveness sounded like a safety net, but it’s not as ...
Yeah, I’ve run into the same thing with telematics—sometimes it feels like the system just doesn’t get how unpredictable driving here can be. I get fl...
Yeah, those price-checker sites can be pretty misleading. I treat them more like a rough filter than anything accurate. Here’s how I usually approach ...
Mid-range tires have saved me more than once, especially in rainy conditions. Learned to always check tread depth regularly—it's easy to overlook unti...
Yeah, insurance companies can be pretty cautious (or stubborn...) when reviewing dashcam footage. I've found that clearly labeling timestamps and prov...
Yeah, totally agree that rushing to the ER for every minor ache isn't practical. But from experience, I'd say it's still smart to at least call your d...
Liability-only can definitely make sense if your car's older and not worth much. But one thing to consider is how you'd handle it if something unexpec...
Good points, especially about checking the fine print. I've never driven a luxury car, but even with my regular commuter sedan, I've had headaches dea...
Pantyhose as a belt sounds clever, but honestly, I'd rather not get to that point... For me, the key is doing a thorough pre-trip check. Here's what I...