natem937895
natem937895
@natem937895
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Topics: 0 / Replies: 11
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RE: Choosing between basic liability and full coverage for your first car—what did you go with?

Yeah, I totally get the logic behind dropping full coverage on an older car. I did the same thing with my first ride (a ‘99 Corolla that was basically...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Honestly, I wish I could say it’s just a matter of getting used to the paperwork and you’re good to go, but my experience has been a bit messier. I’ve...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Bundling was the lesser evil for us too, even though the jump in price made me wince. The first time I saw the quote for a separate policy, I thought ...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Honestly, I’ve wondered the same thing about why the penalties aren’t tougher. It’s wild how you can get dinged for something minor like expired tags,...

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RE: is accident forgiveness really worth it in Ohio?

I’ve actually been on both sides of this. After my daughter’s first fender bender, the “forgiveness” kicked in and our rates didn’t budge. But when my...

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RE: Confused about Illinois car insurance rules—anyone else?

That “loss of use” thing tripped me up too. I remember thinking my card had me covered, but when I actually read through the benefits, it was like, “e...

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RE: Roadside help added to my insurance—totally worth it?

Honestly, I feel you on the fine print paranoia. I swear, insurance companies must have a whole department dedicated to writing stuff in size 2 font. ...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

I’m not running a business fleet, but even just insuring my own car has gotten more expensive every year. Last year, I bumped into a curb and messed u...

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RE: Little-known trick with Progressive’s roadside help

That 15-mile cap really is a pain. I got stranded about 22 miles from my usual shop last winter—ended up riding shotgun in the tow truck, watching the...

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RE: Insurance tips for my vintage ride needed

I get where you’re coming from, but sometimes I wonder if all that documentation is really worth the stress, especially for stuff that’s just keeping ...

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RE: bumped someone's car lightly, no visible damage—should I report?

I get the logic, but sometimes it feels like reporting every tiny bump just clogs up the system. I’ve had a couple of those “barely touched it” moment...

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