mythology_sky
mythology_sky
@mythology_sky
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Topics: 0 / Replies: 14
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RE: WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?

Honestly, I ask myself that every single time I help someone through this process. You’d think with all the tech out there, we’d have something as bas...

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RE: Confused about insurance rules in South Dakota—help me figure this out

You nailed it—there’s a huge disconnect between what’s technically legal and what actually happens on the side of the road. I’ve seen clients get flus...

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RE: Insurance paid way less than what it cost me to replace my roof

Honestly, I get why you’re frustrated. It’s tough when you shell out for a roof and the check from insurance barely makes a dent. The gap between what...

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RE: Would you stick with your insurer for free coffee or movie tickets?

You’re spot on about reliability being the real dealbreaker. I’ve seen too many people get lured in by “freebies” only to find out their coverage is l...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

You nailed it—perception is everything with these city rules. I’ve seen folks get cited for a classic car that’s technically roadworthy, just because ...

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RE: saving cash on insurance when you're young and broke

Raising your deductible is definitely one of those classic moves, but I always tell people to really think through whether they’ve actually got that e...

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RE: quick heads-up on Arkansas auto insurance basics

Sticky notes are underrated—honestly, more useful than most “welcome packets.” I totally get the frustration with the word “comprehensive.” It’s one o...

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RE: is accident forgiveness really worth it in Ohio?

Totally agree, accident forgiveness can be a lifesaver here. I've seen clients with spotless records hit unexpected ice patches and end up with hefty ...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Honestly, offline drives are decent, but they're not foolproof. Had a client whose USB stick randomly corrupted—lost years of scanned docs overnight. ...

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RE: bumped someone's car lightly, no visible damage—should I report?

Definitely agree with leaving contact info—it's just smart risk management. Even if there's no visible damage, modern cars are loaded with delicate se...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I've noticed similar trends lately, and honestly, it seems like cities are tightening up enforcement across the board. From an insurance standpoint, m...

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RE: is accident forgiveness really worth it in Ohio?

Exactly—people often overlook that detail. Plus, insurers typically have eligibility requirements, like maintaining a clean record for a few years bef...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Had a similar issue pop up recently with a friend who had State Farm. He put a rooftop tent and some aftermarket suspension on his Wrangler—nothing to...

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RE: bumped someone's car lightly, no visible damage—should I report?

Exactly this. I've seen cases where minor bumps ended up causing alignment issues or even affecting headlight aim—stuff you wouldn't notice right away...

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