Raising your deductible is definitely one of those classic moves, but I always tell people to really think through whether they’ve actually got that e...

Sticky notes are underrated—honestly, more useful than most “welcome packets.” I totally get the frustration with the word “comprehensive.” It’s one o...

Totally agree, accident forgiveness can be a lifesaver here. I've seen clients with spotless records hit unexpected ice patches and end up with hefty ...

Honestly, offline drives are decent, but they're not foolproof. Had a client whose USB stick randomly corrupted—lost years of scanned docs overnight. ...

Definitely agree with leaving contact info—it's just smart risk management. Even if there's no visible damage, modern cars are loaded with delicate se...

I've noticed similar trends lately, and honestly, it seems like cities are tightening up enforcement across the board. From an insurance standpoint, m...

Exactly—people often overlook that detail. Plus, insurers typically have eligibility requirements, like maintaining a clean record for a few years bef...

Had a similar issue pop up recently with a friend who had State Farm. He put a rooftop tent and some aftermarket suspension on his Wrangler—nothing to...

Exactly this. I've seen cases where minor bumps ended up causing alignment issues or even affecting headlight aim—stuff you wouldn't notice right away...