Yeah, I'd agree with this overall. From what I've seen, insurers mostly focus on the medical side—making sure the injuries and treatments line up. Had...

Yeah, that's spot-on. I've seen similar situations with friends who own vintage rides—insurance companies really don't mess around when it comes to DU...

I see your point, but sometimes the insurance logic still puzzles me. A couple years back, I switched from an older sedan to a newer SUV—nothing fancy...